The mortgage process is your roadmap to achieving the dream of homeownership. It’s an exciting journey filled with opportunities, critical decisions, and challenges along the way. To navigate this path successfully, open communication with your mort
Nov 26, 2024 | Purchasing a Home
Whether you're buying or selling a home, you'll frequently hear the terms sales price and appraised value. These concepts are key to navigating the transaction process, and understanding them can make all the difference. Let’s break them down into s
Nov 19, 2024 | Purchasing a Home
Are you thinking about buying a home and need to improve your credit score before applying for a mortgage? You're in the right place! Your credit score plays a crucial role in the mortgage approval process, so it's essential to work on boosting it before
Nov 19, 2024 | homeownership
After buying your home, it’s time to prepare for your first mortgage payment. At Alterra Home Loans we want to help you get off to a great start owning your new home! Here’s everything you need to know about your first mortgage payment, along
Nov 12, 2024 | Purchasing a Home
If you've ever thought refinancing your home was as challenging as climbing a mountain, you’re not alone. Fortunately, for homeowners with an FHA loan, the FHA Streamline Refinance program offers a simpler way to achieve lower payments and potential
Nov 05, 2024 | Refinancing a Home
Investing in a vacation property is an exciting step, and condos often stand out as a compelling option. With a combination of convenience, community, and strategic locations, condos can meet a variety of vacation needs. But is it the right choice for you
Oct 29, 2024 | Purchasing a Home